Our in store Layby terms and conditions are as follows:
Layby is available on an 8 week term and must be paid in full.
Laybys must be collected by the completion date, 8 weeks from establishment.
Layby is available on purchases of $40 or more.
A 10% deposit of the total of the layby is required on each layby.
Regular fortnightly payments must be made. Payments may be made in store.
Failure to make payments when they are due or collect laybys by the due date will be treated as cancellation of the layby by the customer. In these instances, the customer will be entitled to a refund of the monies paid, less a termination fee of $5.00. Customers will need to return in store with their original lay-by receipt in order to cancel and refund their layby.
Layby is not available on clearance and discontinued products, pre-paid cards and gift cards, chemicals (eg. batteries), food items, cosmetics, skincare and where specifically stated in store and in promotional materials unless otherwise agreed.
Individual items may not be added, removed or separated from a layby.
Refunds for layby deposits or payments will be refunded using the original payment method. Deposits or payments made by Gift Card will be refunded by Gift Card or exchange voucher only.
Photo ID must be produced if you request a replacement layby document, cancel a layby, or when you finalise and collect a layby where no document can be produced.
- Information collected for a layby transaction will be used for the purpose of processing your layby and may also be provided to third parties, to send reminders via letter, SMS or email.
- Information collected for a layby transaction will be used for the purposes of contacting you regarding Target policies and procedures that may affect you.
- If you opt in for marketing material: You agree to Target collecting my personal information to analyse purchasing and online activity. This includes receiving marketing communications, contact about purchasing activity and targeted advertising subject to exercising privacy rights and choices. Target may provide personal information to service providers (some of whom may be located outside Australia) for these purposes.
A printed copy of this agreement will be provided to customers on establishment of their layby. Customers must sign the agreement to acknowledge these terms and conditions.
More information on your rights and responsibilities can be found on the ACCC website